.guide-page{background:#fff}.guide-hero{background:var(--navy);color:#fff;padding:25px 0 56px}.guide-hero .svc-eyebrow{color:#87bac7}.guide-hero h1{letter-spacing:-.045em;max-width:900px;font-size:clamp(38px,3.8vw,58px);line-height:1.08}.guide-lead{color:#c2d2db;max-width:780px;margin-top:26px;font-size:19px;line-height:1.75}.guide-lead a{color:#fff;text-underline-offset:3px;text-decoration:underline}.guide-byline{border-top:1px solid #23435a;align-items:center;gap:14px;max-width:780px;margin-top:34px;padding-top:24px;display:flex}.guide-byline img{object-fit:cover;border-radius:50%;width:48px;height:48px}.guide-byline span{color:#a3bbc7;font-size:13px;line-height:1.6;display:block}.guide-byline b{color:#fff;font-weight:600}.guide-layout{grid-template-columns:240px minmax(0,760px);gap:clamp(40px,6vw,90px);padding-top:64px;padding-bottom:90px;display:grid}.guide-toc{position:sticky;top:110px}.guide-toc p{color:#00717f;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px;font-size:11px;font-weight:650}.guide-toc ol{border-left:1px solid #d3dde2;margin:0;padding:0;list-style:none}.guide-toc li a{color:var(--muted);padding:7px 0 7px 16px;font-size:14px;line-height:1.45;text-decoration:none;display:block}.guide-toc li a:hover,.guide-toc li a:focus-visible{color:var(--ink)}.guide-body{min-width:0}.guide-summary{background:var(--paper);border-left:3px solid #08b9c6;padding:26px 28px}.guide-summary h2{letter-spacing:-.02em;margin:0 0 12px;font-size:20px}.guide-summary ul{margin:0;padding-left:20px}.guide-summary li{color:var(--ink);font-size:16px;line-height:1.7}.guide-summary li+li{margin-top:6px}.guide-section{margin-top:56px;scroll-margin-top:100px}.guide-section h2,.guide-cta h2,.guide-sources h2{letter-spacing:-.035em;margin:0 0 20px;font-size:clamp(26px,2.4vw,34px);line-height:1.2}.guide-section p,.guide-list li{color:#2f4757;font-size:17px;line-height:1.8}.guide-section p+p,.guide-section *+.guide-list,.guide-section .guide-list+p{margin-top:18px}.guide-list{padding-left:22px}.guide-list li+li{margin-top:8px}.guide-section a,.guide-summary a,.guide-cta p a{color:#00717f;text-underline-offset:3px;text-decoration:underline}.guide-table{margin:26px 0;overflow-x:auto}.guide-table table{border-collapse:collapse;width:100%;min-width:520px;font-size:15px;line-height:1.55}.guide-table caption{color:var(--muted);text-align:left;margin-bottom:12px;font-size:13px}.guide-table th,.guide-table td{text-align:left;vertical-align:top;border-bottom:1px solid #d6dedd;padding:12px 14px}.guide-table thead th{background:var(--paper);color:var(--ink);font-size:13px;font-weight:650}.guide-table tbody th{color:var(--ink);font-weight:600}.guide-table td{color:#2f4757}.guide-callout{background:#edf5f5;border-left:2px solid #08b9c6;margin:26px 0;padding:20px 24px}.guide-callout b{color:#00717f;letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px;font-size:13px;font-weight:650;display:block}.guide-section .guide-callout p{color:var(--ink);margin:0;font-size:16px;line-height:1.7}.guide-chat{margin:30px 0}.guide-chat-window{background:#f6f8f9;border:1px solid #d3dde2;border-radius:8px;padding:26px}.guide-section .guide-chat-question{width:fit-content;max-width:85%;color:var(--ink);background:#e4ebee;border-radius:16px;margin:0 0 18px auto;padding:10px 16px;font-size:15px;line-height:1.5}.guide-section .guide-chat-answer p{color:var(--ink);font-size:15px;line-height:1.65}.guide-section .guide-chat-answer p+p{margin-top:10px}.guide-chat-ad{background:#fff;border:1px solid #c9d5db;border-radius:8px;margin-top:20px;padding:16px 18px}.guide-chat-label{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;font-size:11px;font-weight:650;display:block}.guide-chat-ad b{color:var(--ink);font-size:15px;font-weight:650}.guide-section .guide-chat-ad p{color:#2f4757;margin-top:4px;font-size:14px;line-height:1.6}.guide-chat-cta{color:var(--ink);border:1px solid #c9d5db;border-radius:999px;margin-top:10px;padding:6px 12px;font-size:13px;display:inline-block}.guide-chat figcaption{color:var(--muted);margin-top:12px;font-size:13px;line-height:1.6}.guide-terms{margin:8px 0 0}.guide-terms>div{border-bottom:1px solid #e1e8eb;padding:16px 0;scroll-margin-top:100px}.guide-terms dt{color:var(--ink);letter-spacing:-.01em;font-size:17px;font-weight:650}.guide-terms dd{color:#2f4757;margin:6px 0 0;font-size:16px;line-height:1.7}.guide-terms dd a{color:#00717f;text-underline-offset:3px;text-decoration:underline}.guide-cta{background:var(--navy);color:#fff;border-radius:5px;margin-top:64px;padding:36px}.guide-cta .svc-eyebrow{color:#87bac7}.guide-cta h2{color:#fff}.guide-cta p:not(.svc-eyebrow){color:#c2d2db;margin-bottom:26px;font-size:16px;line-height:1.75}.guide-cta p a{color:#fff}.guide-sources{margin-top:56px}.guide-sources h2{font-size:22px}.guide-sources ol{padding-left:22px}.guide-sources li{color:var(--muted);overflow-wrap:anywhere;font-size:14px;line-height:1.6}.guide-sources li+li{margin-top:8px}.guide-sources a{color:#00717f;text-underline-offset:3px;text-decoration:underline}.guide-author{border-top:1px solid #d3dde2;gap:20px;margin-top:48px;padding-top:32px;display:flex}.guide-author img{object-fit:cover;border-radius:50%;flex:none;width:72px;height:72px}.guide-author .svc-eyebrow{margin-bottom:6px}.guide-author b{font-size:17px;font-weight:600}.guide-author div>p:not(.svc-eyebrow){color:var(--muted);margin:8px 0 14px;font-size:15px;line-height:1.7}.guide-author .text-link{font-size:13px}@media (max-width:900px){.guide-layout{grid-template-columns:minmax(0,1fr);gap:0;padding-top:40px}.guide-toc{margin-bottom:36px;position:static}}@media (max-width:560px){.guide-lead{font-size:17px}.guide-cta{padding:26px 22px}.guide-chat-window{padding:18px}}.guides-group+.guides-group{padding-top:0}.guides-group h2,.guides-closing h2{letter-spacing:-.035em;font-size:clamp(26px,2.4vw,34px);line-height:1.2}.guides-closing{background:#f4f7f8}.guides-closing p{color:#2f4757;max-width:640px;margin:14px 0 26px;font-size:17px;line-height:1.8}
